Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
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Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.


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3 Important Factors

You Need to Know When Applying for a Loan and other Financial Products

  • Impact On Your Credit

    Checking Rates With Us Won’t Affect Your Credit Score

  • Secure Payments & Repayment

    We Do All The Transaction Over 256 Encryption, 61 Day Minimum up to 72 Month Maximum Repayment Period

  • Affordability

    APR Ranges From 5.99% up to 35.99% For Qualified Customers

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Important Information

APR Disclosure & Range

LoansBrowser is not a lender – as such, we do not have control over the final APR you will be offered. We display a Representative APR only as it is based on data offered from the multiple lenders we work with. Qualified consumers can get a loan with APR Rates generally ranging from 5.99% min to 35.99% max

Loan repayment period of 61 days minimum, and a 72 month maximum. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner. Although some providers offer rates from 5.99% up to 35.99% APR rates that low are only available to certain customers.

The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network.

Representative Example

If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

Examples of Costs & APR

Loan Amount$1,000$2,000$5,000
Interest Rate24%19%13%
Loan Term12 Months24 Months48 Months
Fee3%5%8%
Fee Cost$30$100$400
Repayment$29.82$100.82$131.67
APR29.82%24.12%18.23%
Total Payments$1,134.74$2,419.68$6,320.12
Total Costs$164.72$519.68$1,720.12

Legal Information

Financial Implications (Interest & Finance Charges)

LoansBrowser is not a lender, and we cannot predict what fees and interest rates will be applied to any loan you may be offered.Your lender will provide all the necessary information about the associated costs of a loan they wish to offer you.You are responsible for reviewing the loan agreement carefully and accepting the offer only if you agree to all the terms. LoansBrowser does not charge you for its loan matching service, and you are under no obligation to accept the terms that the lender offers you.


Late Or Non-Payment Implications

By accepting the terms and conditions for a personal loan, you essentially agree to repay the loan both: 1) with interest and 2) in the time frame specified in the loan agreement.In most cases, failure to repay the loan in full, or making a late payment, can result in additional charges.LoansBrowser.com has NO ability to predict or estimate what supplemental charges will be incurred in the event of late, partial, or non-payment.LoansBrowser.com also has NO control or knowledge of any loan agreements or details between you and your lender.

Please carefully review the late, partial, and non-payment policies that your lender provides with your loan agreement. LoansBrowser.com works hard to partner with only the most trustworthy and reputable lenders who pursue the collection of past-due loan accounts in a fair and reasonable manner.


Potential Impact to Credit Score

Our lenders may perform credit checks to determine your credit worthiness, credit standing and/or credit capacity.By submitting your request you agree to allow our lenders to verify your personal information and check your credit.Please be aware that missing a payment or making a late payment can negatively impact your credit score.


Collection Practices

LoansBrowser.com is not a lender and, because of this, we have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. LoansBrowser.com only works with reputable lenders who use fair collection practices.


Basic Loan Requirements/Information:

1. Must be at least 18 years old.

2. Must be a U.S. citizen or Permanent Resident.

3. Currently employed or receive steady income.

4. Have a bank account to receive the funds, ideally with direct deposit.

Disclaimer: This website forwards consumer registration to potential lenders. We are not a lender and do not broker loans. We do not make any loan or credit decisions. Participating lenders offer loans from $500 up to $5,000. We are not offering or soliciting you to receive a loan. Lenders do not provide loans to all states. Providing your information to this website does not guarantee that you will receive a loan offer. If you have any questions pertaining to your loan, please contact your lender directly.

Credit checks may be performed with the 3 reporting credit bureaus: Experian, Equifax, and Trans Union. By submitting your request, you are authorizing the lenders to independently verify your credit worthiness and the information you submitted. This service is not solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited. (¹) – This is the average time taken to complete the online loan offer process, submit the details and receive a loan offer decision. (²) – This is the average time it takes to receive a response from our system once you have submitted your details for a loan offer decision. (³) – Depending on the loan amount, lender and your banks clearing times funds can be received on the same day, next day or within a few days. (*)

State Availability Disclosure.: Not all LoansBrowser.com lenders operate in all US states. Residents of some US states may not be eligible for installment loans products, due to state legislation requirements. By entering your ZIP code at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you are resident in certain US states. See State Availability within the main menu for more details.
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